Heads of the Table


Charles Martin

President, MD Restaurant Group

Owner/Operator of Culver's restaurants in the Chicago suburbs with over 15 years of experience as a franchisee. It started in 2004 with the opening of the first restaurant in Mt Prospect.  He has grown the business through both new store development and acquisition of existing restaurants. Over the years, he has managed all aspects of the business including store operations, marketing, facilities, staff development, HR, and all back-office operations. His current responsibilities are business development, marketing, and strategic planning. Prior to becoming a franchisee, Chuck spent 15 years in corporate sales roles with a focus on large outsourcing contracts.


Jim DiVerde

Chief Operations Officer, MD Restaurant Group

Owner/Operator of Culver's restaurants in the Chicago suburbs with 12 years of experience as a franchisee. Jim has been part of the Culver's brand for over 15 years and became a full-time franchisee in 2013. He oversees the day to day operations, manager development, and facilities management of the group's 9 restaurants. Jim has been part of the restaurant industry for over 40 years for various brands including extensive time with Taco Bell and Church's Chicken.

Tim Banks Photo.jpeg

Tim Banks

VP of Business Operations, MD Restaurant Group

Tim oversees our financial management functions including insurance, banking, accounting, and reporting. He also supervises our Human Resource operations, including benefits, payroll, and legal compliance. Tim has worked in Business Management for over 15 years. He has filled various roles within organizations, including VP of Operations where he led the finance and HR functions along with managing customer service. He has served as a business consultant with companies in hospitality, manufacturing, service, and warehousing.


Judy Krupica

VP of Store Operations, MD Restaurant Group

Judy has direct supervision of all operational leadership positions within our restaurant group including multi-unit managers and General Managers. Judy has been with MD Restaurant Group for 5 years and has over 35 years of operational and progressive leadership experience in the restaurant industry. Prior to Culver's, Judy spent over 15 years in a similar role with a large Taco Bell group of restaurants in the Chicago area.


Nabil Raihani

Director of Operations

Nabil oversees the facilities and day to day operational practices of the restaurants in his group, making sure they all run smoothly, cleanly, comply with marketing and sales campaigns and meet budget and sales goals. He is also responsible for the recruiting and development of the management teams. He has been with MD Restaurant Group since 2010 and has over 35 years of restaurant management experience, ranging from Manager to Regional manager in both full-service dining and fast-casual concepts.

Nabil also successfully completed the Culver’s 16 weeks Franchisee class as a mentee and became an owner-operator.

Cornelio Duarte.jpg

Cornelio "Junior" Duarte

Director of Operations

Cornelio a.k.a. Junior is currently the director of operations for the MD Restaurant Group. Junior has been with Culver’s for 13 years. Junior joined the MD Group back in 2007 when the company began. He worked as a team member, and moved up the ranks to shift supervisor, assistant manager, general manager, and director of operations. He also completed Culver’s mentor program and became an owner operator. Junior helps support our restaurant managers to make sure all restaurants run smooth and up to the quality we strive for.

Want to learn more about the amazing team behind MD Restaurant Group? Get in touch, we’re always happy to hear from our customers.